Investor financing, explained in plain language.
Written for first-time investors by a property developer and licensed appraiser. Typical numbers, what lenders actually ask for, and where the deal usually gets stuck.
Bridge Loan vs Hard Money: Which One Fits Your Deal
Both are short-term loans for properties that are not ready for a bank. Here is how they differ on cost, speed, underwriting, and when each one is the right call.
DSCR Loan Requirements: What Lenders Check Before They Say Yes
The five things a DSCR lender underwrites, the typical numbers behind each one, and where first-time investors get tripped up.
Getting a Construction Loan on Land You Already Own
Your land is your down payment, most of the time. Here is how lenders count it, what they lend against, and the documents that move a build from idea to funded.
Ground-Up Construction Financing for First-Time Developers
Lenders will finance a first project. They just want more equity, more contingency, and a stronger team. Here is what they look for and how to set the deal up.
Non-Owner-Occupied Investor Loans, Explained
Every loan on a property you do not live in is priced and underwritten differently. Here are the main loan types, the typical terms, and how to pick the right one for the property.
Refinancing Out of Hard Money: When You Can and What It Takes
The hard money loan did its job. Now the clock is running. Here is when a permanent lender will take the property, which loans to use, and the seasoning rules that decide the timing.
SBA 7(a) Loans for Self Storage: How Owner-Operators Buy or Build
Self storage qualifies for SBA financing when you run the facility. Here is what 7(a) and 504 offer, the typical terms, and what the lender will ask for.
What a Pre-Qualification Letter Is Worth to a Seller
Sellers read the letter, not the offer price. Here is what they look for, how a desk-reviewed letter differs from a generic one, and when it decides who wins.
Have a deal in mind? Start the ten-minute application and walk away with a pre-qualification letter you can make offers with.